Financial planning is the process of meeting your life goals through the proper management of your finances. Your life goals could include buying a home, saving for your children's education, managing debt or planning for retirement.
We help our clients achieve their lifestyle goals by educating, motivating and guiding them to make the right financial decisions(RRSP, TFSA planning).
We work with you to develop a Financial Plan that helps you to achieve your goals and dreams. In putting this plan together we will address protecting you against some of life's unpredictable events.
It is important to talk through strategies to minimise loss in the event of lost income or unfortunate events such as death and disability. Having a plan to help you through any of these events helps you and your family continue achieving your financial goals and rise above difficult times. We have heard of too many times when family breakdown or bankruptcy occurs due to a lack of planning. Let our expert advisers help you with these difficult discussions so you can get on with enjoying all life has to offer.
Dealing with wills and estates can be difficult. Talk to our friendly and professional advisers who can assist you with your will and advise you on how to properly conduct your estate planning.
We can also help you implement an insurance portfolio to ensure your family is taken care of in the event of your death, giving you peace of mind. Insurance can also be used as part of your overall risk management strategy to secure assets whilst distributing additional funds.
Running a business incorporates many facets of financial planning. At IPS we can assist you with all aspects of your business superannuation fund as well as identify cost-effective fund options for your employees.